Update on Dania GroupGabriela is another one of the "Dania" communal bank group members. She only studied at elementary school level. She is married to Jose, who does farm work, and she has two children. She told us that when she was studying, there was only an elementary school in her community and in order to continue studying she would have had to go to another town and it would have been expensive. Since she was young she was taught how to work hard; the boys were taught how to farm and the girls were taught how to work in the home. Now times have changed and she and her husband both work to give to their children more opportunity to study.
A little over three years ago Gabriela started to sell corn, tortillas and tortilla dough with the idea of earning income to help her husband with the household expenses. With the passing of time she has made good customers and her profits have increased which has allowed her to give her children a better quality of life.
She runs her business out of her home and because she is well known, her customers are happy to spend their money with her. This loan she will use to buy corn and firewood to be able to continue with her business.
In the future she would like to open a new business, perhaps selling groceries or clothing.
The communal bank group "Dania" is thankful for the support that has been given to them through loans for their businesses, which also help them give their families a better quality of life.
The other group members are:
Gregoria who sells drinks
Mirna who sells fruits and vegetables
Araceli who sells household items
Liliana sells cheese
Yanet sells tortillas
Valentina sells drinks and candies
Doña Gabriela desde hace un poco mas de 3 años inicio a vender maíz, tortillas y masa con el propósito de ganar su dinero y ayudar a su esposo con los gastos del hogar, con el paso de los años ha hecho buenos clientes y sus ganancias han aumentado lo cual le permite dar a sus hijos una mejor vida.
ella realiza sus ventas desde su casa y como ya es conocida sus clientes acuden hacerle el gasto, este crédito lo invertirá en la compra de maíz y leña para continuar realizando su actividad.
A futuro le gustaría emprender un nuevo negocio ya sea de abarrotes o vender ropa.
Le grupo Dania agradece el apoyo que se les ha brindado a través de estos prestamos para sus negocios los cuales también les ayudan a dar a sus familias una mejor vida.
Los demás integrantes del grupo son:
Gregoria venta de refrescos
Mirna venta de frutas y verduras
Araceli venta de artículos para el hogar
Liliana venta de quesos
Yanet venta de tortillas
Valentina Venta de refrescos y dulces
Previous Loan DetailsCamila, 35 years old, is a member of the Dania group. She completed secondary school and is married to Ruben, with whom she has 4 children. She says that she learned to work at a very young age by completing household chores. However, she wanted to work at a job that would allow her a bit of mone... More from Dania Group's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid