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Ledis Maria
Ledis lives in Arjona, a town located in Bolivar, which is part of a triethnic group in Colombia with darker skin common in the town centres and communities descended from Afro-Columbian communities.

She sells groceries in a shop where her customers buy basic household goods in small quantities. Her shop is a place of social gathering for local neighbours, particularly housewives. Her business opens its doors from 6 in the morning to 9 in the evening for cash sales. She buys her stock daily from the town wholesalers, with whom she maintains a good business relationship and gets competitive prices. When she began her business she took into account the fact that her neighbours had to travel long distances to buy these products, so she set up a sales point, stocked it little by little and it has continued growing.

She is currently applying for a KIVA loan, which is her first cycle with the Fundación Mario Santo Domingo, with which she will buy rice, oil, sugar, coffee, tubers and drinks etc. With this new investment she will have more merchandise to sell and this will attract customers as they will be able to find everything that they need and her shelves will be filled. This is the reason for the success of her KIVA loan, with which she plans to fulfil her goal of slowly growing her business to eventually reach her main aim of providing her daughter with a quality education.
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Ledis vive en Arjona, municipio ubicado en el Departamento de Bolívar, que obedece a un grupo triétnico que se dio en Colombia, con características fenotípicas trigueñas en el casco urbano y comunidades de descendencia afrocolombiana; allí se dedica a la venta de víveres y abarrotes en una tienda, donde sus clientes compran los productos de la canasta familiar diariamente, en pequeñas cantidades y es un punto de encuentro social entre vecinos, especialmente entre amas de casa. Su negocio abre las puertas desde las 6 de la mañana, hasta las 9 de la noche para vender de contado, mientras sus compras las realizan diariamente en los abastos del municipio, con los cuales sostiene muy buenas relaciones comerciales y obtiene precios competitivos. Cuando inició su emprendimiento, lo hizo teniendo en cuenta, que sus vecinas debían caminar hasta muy lejos para comprar estos productos, por eso organizó un punto de ventas y lo abasteció poco a poco y este ha ido creciendo. En la actualidad está aplicando aun credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará arroz, aceite, azúcar, café, tubérculos, refrescos etc. Con su nueva inversión tendrá mas mercancías que vender y esto atrae a su clientela porque encuentran todo lo que necesitan y se ve surtido su estantería. Esta es justamente la razón de éxito de su credikiva, con el cual planea cumplir su meta de crecimiento gradual, para finalmente lograr su mayor anhelo: “ el de educar con calidad a su hija”.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 270
    View loans »
    Colombia Loans Fundraising
  • $13,343,550
    Funds lent in using Kiva
  • 1,777.8
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ledis Maria to buy rice, oil, sugar, coffee, tubers and drinks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 16, 2013
Listed
Jan 30, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 22, 2013