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Jazmín Group
In this Group: Florentina , Margarita, Maribel , Maria Alicia, Lizbeth, Maria Elena, Antonia, Jazmin *, Ma Maura, Leticia , Beatriz , Lizbeth *, Rosalía , Mirna , Laura
* not pictured

Update on Jazmín Group

The Jazmin group is made up of 15 members who are all responsible and, above all, hard-working women. It is a very friendly group that knows how to solve problems easily between themselves. They have a strong friendship which makes them different from other groups. They chose the name for the group themselves because they liked it; they’re not sure if the fact that one of the members is called Jazmin influenced them or if it was something else.

Maura is a member of the group and is 38 years old. She is the single mother of three children who are all in school. Maura sells underwear and is requesting a loan so that she can buy items such as bras, panties, tights, among other items. She has been running her business for five years and started the business because she was helping a friend with her underwear business and saw that it made money. That’s why she decided to set up a business of her own. She has made good sales and she always tries to treat her customers well. She says that the funniest thing about her job is selling underwear to men because they are very difficult to please. They either don’t like the material, the color, or the styles, and it’s very difficult to convince them to buy things, and that’s why she hardly ever sells to men. Maura says, "I like my job a lot because thanks to selling underwear, I have been able to provide for my children who are in school and for me they are my motivation to keep going. Some customers take a while to pay me but they always pay in the end." Maura used to sell by catalog but realized that she could make more money selling a variety of clothing to attract more customers, which has worked well for her.

Every afternoon Maura passes through the streets of her community and other communities selling clothing. One of Maura’s goals is for her children to be able to achieve their professional dreams so that they have a better quality of life. The other members of the group are Florentina, who will buy corn to make tortillas, Margarita who will invest in her dressmaking workshop, Maribel, Beatriz, and Miran will invest in clothes to sell, Alicia will buy materials to improve her house, Lizbeth C, Jazmin, Laura and Antonia will buy chickens and turkeys to raise and sell, Elena, Lizbeth S. and Rosalia will invest in sheep to raise and sell, finally Leticia will buy fabric to make curtains to sell.
They are all very grateful to Vision Found and Kiva for the loan which will be a great help for their businesses.
View original language description ↓
El grupo Jazmin esta conformado por quince integrantes todas son mujeres muy responsables pero ante todo mujeres muy trabajadoras es un grupo muy armonioso saben resolver dificultades facilmente entre ellas mantienen una amistad que las identifica de otros grupos, El nombre del grupo lo elijieron ellas mismas porque les gusto no sabe si influyo porque una de las integrantes tiene este nombre o por otra razon, Maura quin forma parte del grupo platica que tiene 38 años de edad es mama soltera de tres niños que se encuentran estuidiando, La señora Maura se dedica a la venta lenceria esta vez esta solicitando un credito para comprar sus prendas como brasier, pantaletas, mayones, entre otras cosas en la actividad lleva ya cinco años platica que inicio su actividad porque anteriormente le ayudaba a una amiga a vender pero vio que era un buen negocio por lo que decidio iniciar ella independientemente, cuenta que le ha ido muy bien en sus ventas siempre trata lo mejor posible a su clientas, platica que lo mas chistoso de su trabajo es venderle ropa intima a los cabaleros ya que ellos es mas dificil de tenerlos contentos porque a unos no les gusta la tela, los colores, los estilos, tipos y a otros pues si es muy dificil convencer a los caballeros que le compren por eso casi no venden ropa intima para caballero, Maura comento "Me gusta mucho mi actividad porque gracias a la venta de ropa intima he podido sacar adelante a mis hijos que se encuentran estudiando ya que para mi ellos son mi pilares para seguir adelante, aunque luego hay clientes que se tardan en pagar pero siempre pagan tarde pero seguro" Doña Maura anteriormente solo vendia por catalogo pero penso que obtendria mas gannacias si pudiera vender varios tipos de ropa y atraer mas clientas situacion que le ha favorecido muy bien todas las tardes Doña Maura recorre las calles de su comunidad y de otras comunidades para ofrecer sus prendas, una de las metas de Doña Maura es que sus hijos puedan realizarse profesionalmente para que ellos puedan tener una mejor calidad de vida. Las otras integrantes son Florentina quien comprara maiz para tortillas, Margarita quien invertira en su taller de costura, Maribel, Beatriz y Mirna invertiran en ropa para su venta, Doña Alicia invertira en su casa para materiales, Lizbeth C., Jazmin, Laura y Antonia invertiran en pollos y guajolotes para cria y su venta, Doña Elena, Lizberth S. y Rosalía invertiran en sus borregos para cria y venta y finalmente Leticia comprara tela para la elaboracion de cortinas para su venta. Todas ellas estan muy agradecidas con Vision Found y KIVA por el credito otorgado ya que sera de gran apoyo en sus negocios.

Previous Loan Details

The members of “Jazmín” group chose this name because in the house where they gather to talk about their loans there is a beautiful picture of jasmine flowers. The group is composed of hard-working women; all of whom run trade businesses and they all requested a loan to invest in their activities... More from Jazmín Group's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 14
    View loans »
    Mexico Loans Fundraising
  • $18,745,125
    Funds lent in using Kiva
  • 12.7
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Jazmín Group's $6,300 loan helped a member to buy underwear to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 17, 2013
Listed
Jan 30, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013