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Alexandr
Alexandr is a farmer. Since 2003 he has been growing grapes and peaches. His wife helps him run the farm as do his children who are 26 and 34. The younger son works as a school principal. They started their business by growing a peach orchard. Alexandr decided to buy drip tape to water his plot, because during the summer draught period it is very difficult to water the orchard manually and to buy a motoblock (hand tractor) to plow his plot.
Plans for the future: start growing wild strawberries
Personal plans: buy a house for his children
He needs your help to finance drip tape and a motoblock
View original language description ↓
Александр - фермер. С 2003 года занимается выращиванием винограда и персика.
Справляться по хозяйству ему помогает супруга и двое детей 26-ти и 34-х лет, младший сын работает директором школы.
Развитие деятельности начиналось с выращивания персикового сада.
Александр решил приобрести капельную ленту для полива своего участка, т.к. в летний, засушливый период, очень тяжело осуществлять полив вручную и мотоблок для вспашки своего земельного участка.
В планах на будущие: заняться выращиванием земляники.
В личных планах: купить жилой дом для детей.
Нуждается в вашей помощи для финансирования капельной ленты и мотоблока.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD