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Hen is 56 years old. She is widowed and is a resident of Kratie Province, Cambodia. She has four children and earns her living by selling groceries. Approximately, she makes $10 daily. All of her children are employed. They make an income of $15 each day.

To improve her family’s finances, Hen is requesting a loan of $1000 to purchase more groceries and vegetables to resell. This money will help her increase her stock and generate more profit to support the family. She hopes to expand her business and run an additional business to make more money for the family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 234
    View loans »
    Cambodia Loans Fundraising
  • $37,987,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hen to purchase more groceries and vegetables to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 8, 2013
Feb 1, 2013
Currency Exchange Loss:
Mar 18, 2014