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This is Rosalie, 48, resident of Intramuros Philippines. She is a widow and a mother to her children. At this time, she is working hard to sustain their financial expenses and provide for her family.

Rosalie operates a flower décor business. She just buys the materials and she is the one who makes the flower decoration. She has different designs, so customers have a lot to choose from. This is very in demand, especially for special occasions like anniversaries, birthdays and other gatherings. Her income from sales is PHP 2,100 weekly.

To help her continue the operations of her business, she is requesting a PHP 16,000 loan. She will be utilizing the loan to buy the materials needed in making a flower decoration like plastic flowers, newspaper, varnish, white glue and other materials. She expects a boost in her business income as she expands her business.

Rosalie hopes that her business will continue to be successful and that she will have more customers. She dreams of giving her children a good education and a good future. She faithfully meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1084
    View loans »
    Philippines Loans Fundraising
  • $63,436,400
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Rosalie to pay for the materials needed in making a flower decoration like plastic flowers, newspaper, varnish, white glue and other materials.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 11, 2013
Currency Exchange Loss:
Jun 17, 2013