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This is Crisencio, 34, resident of Silang, Cavite Philippines. He is married to Marilou, is self employed and father to their children. At this time, he is working hard to continually provide income for their everyday expenses.

Crisencio oversees the operations of their Jeepney (* see footnote) transportation business. He has been in this business for twelve years now. They have one Jeep that carries up to sixteen passengers to their destinations within the community. He earns from the boundary (daily quota) their driver achieves everyday. Their regular passengers and customers are from the local community. He earns a minimum of 1,000 Philippine Pesos (PHP) in boundary every day.

To help him continue the operations of his business, he is requesting a PHP 30,000 loan. He will be utilizing the loan to maintain his Jeepney unit. He expects a boost in his business income as he expands his business.

Crosencio dreams of having more jeepneys and hopes to have a good life. He meets up with his co-fellowship* members to share stories of his life and business every week and there he can also draw strength and inspiration from the Word of God he studies.

*-Jeepneys are the most popular means of public transportation in the Philippines. They were originally made from US military jeeps left over from World War II and are known for their flamboyant decoration and crowded seating. Filipino ingenuity, however, managed to see this vehicle as an opportunity to earn, and modified the Jeep into a 20-seater jeepney, open enough to provide adequate ventilation, sturdy for everyday travel, and cheap enough to buy and maintain. They have become a ubiquitous symbol of Philippine culture.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 739
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 41.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Crisencio to pay for the spare parts and maintenance of their jeepney unit.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Jan 29, 2013
Currency Exchange Loss:
Aug 17, 2013