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Guida is 37 years old and married. She has seven children and six of them are in school. She has a kiosk in front of her house. She is taking a 1,000 dollar loan from Tuba Rai Metin. Guida will use the loan to buy some additional supplies to keep in her store such as noodles, soft drinks, biscuits, oil and slippers. She is making a good income from her kiosk. She opened her kiosk in 2003 with her own working capital of 200 dollars.

Guida is living in a simple house made of zinc and palm branch for wall. She also has some animals to sell such as pigs and goats.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 34
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Guida to buy noodles, soft drinks, biscuits, oil and slippers.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Jan 29, 2013
Currency Exchange Loss:
May 17, 2013