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Casilda is 34 years old and is married. She has two children, both of whom are in school. She has a kiosk in front of her house which she opened in 2002 with her own working capital of $50.

She is one of TRM's (Tuba Rai Metin) good clients, having applied for a loan last year which she paid on time. She is taking her second loan of $1,000 to buy additional supplies, such as soft drinks, salt, sugar, coffee and hard drinks, to sell in her store.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 81
    View loans »
    Timor-Leste Loans Fundraising
  • $2,015,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Casilda to buy soft drinks, salt, sugar, coffee and hard drinks to resell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 23, 2013
Jan 29, 2013
Currency Exchange Loss:
Feb 19, 2014