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Cirilo
Señor Cirilo is 46 years old and married. He had enjoyed stable finances, but due to his daughter's health problems (an illness inherited from her ancestors: third level epilepsy), don Cirilo has had to bring her to specialized hospital centers that can treat his daughter and reduce the frequency of her epileptic attacks. Because of the scarce rainfall during the previous agricultural cycle, the subterranean water level in the area has been reduced. As such, don Cirilo has lost a great quantity of his tomato plants. The community has restricted water usage to a minimum, which hasn't been sufficient for his crops. This has caused don Cirilo a loss of income, being unable to selling his products. For these reasons, his financial stability has suffered an imbalance which has directly affected his ability to acquire the materials and supplies he needs for production, like being unable to buy food for the laborers that he employs. In order to remedy all of the above, don Cirilo is turning to a loan request. His goal is to improve his quality of life and to return to the path of prosperity. He wants to buy oxen to help with the plowing. He also mentions year after year water quantities have diminished as a result of climate change (global warming).
View original language description ↓
El señor Cirilo, tiene 46 años de edad, es casado, vivía económicamente estable, pero por razones de problemas de salud de su hija, enfermedad heredada de parte de los ancestros epilepsia de tercer grado don Cirilo ha tenido que llevar a su hija a centros hospitalarios especializados para que puedan hacer un tratamiento y disminuir la frecuencia de ataques que se presente en la niña. Por las escasas lluvias presentadas en la anterior gestión agrícola se ha reducido el caudal de las aguas subterráneas en la zona, por efecto don Cirilo ha perdido gran cantidad de su producción de tomate ya que la comunidad ha restringido el uso del agua a lo mínimo que no ha cubierto el requerimiento de agua para la producción el cual a ocasionando una disminución de ingresos económicos por venta de estos productos, es por estos motivos mencionados que la estabilidad económica ha sufrido un desequilibrio afectando directamente en la adquisición de los materiales e insumos requeridos para la producción como en la canasta familiar para la alimentación de los jornaleros que emplea. Para enmendar lo mencionado recurre a solicitar crédito con el objetivo de mejorar la calidad de vida y retomar el camino de la prosperidad, quiere comprar bueyes para ayuda de arado. También indica que año tras año ha reducido el líquido elemento resultado del cambio climático (calentamiento global).

Additional Information

About CIDRE

CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Bolivia

  • $2,817
    Average annual income
  • 103
    View loans »
    Bolivia Loans Fundraising
  • $29,131,375
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Cirilo to purchase oxen.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jan 7, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
Covered
Ended:
Aug 1, 2014