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Alma Clementina
Alma is 46 years old, a single mother, and has two children; one of whom lives with her, in the municipality of Azacualpa, Santa Barbara. For three years, Alma has had a business selling food: lunches and dinners. She sells soups, grilled meat, baked chicken, and fried chicken with plantain.

She is getting good results with this business, in which she has invested several loans. The one she is currently requesting is for 10,000 lempiras, and is her fourth with ODEF. She will use this to buy ingredients such as meats, vegetables, flour, lard, soft drink, condiments, staple grains, etc.

She wants to keep more products in inventory so that she can make a variety of meals and increase her sales. Her dream is to see her business grow, so that she can improve her quality of life.
View original language description ↓
Alma tiene 46 años de edad, es madre soltera y tiene dos hijos uno de ellos vive con ella en el municipio de Azacualpa, Santa Bárbara. Doña Alma tiene 3 años de tener el negocio de venta de comida, almuerzos y cenas, vende sopas, carne asada, pollo horneado y pollo frito con tajadas. Ha obtenido muy buenos resultados con este negocio al cual le ha invertido varios préstamos. El que solicita actualmente es por 10,000 lempiras y es el cuarto ciclo con ODEF, este lo utilizara para comprar insumos como carnes, vegetales, harina, manteca, refrescos, condimentos, granos básicos etc. Ella quiere mantener más productos en inventario para hacer variedad de comidas y aumentar las ventas. Su sueño es ver su negocio en crecimiento para lograr mejorar su calidad de vida.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $9,205,075
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Alma Clementina to buy ingredients such as basic staples, meats, soft drinks, flour, condiments and vegetables for making meals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Jan 29, 2013
Currency Exchange Loss:
Oct 17, 2013