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Alianca is 27 years old and married, and her husband is a driver. She has a kiosk in front of her house. She is taking a $1,000 loan from TRM (Tuba Rai Metin) to improve her business. She opened her kiosk in 2010 with her own woking capital of $300.

She is living in a town with her family. Her house is made of bricks and zinc for the roof. She is making a good income, and her husband is also generating some income for her family.

She is happy with the TRM program because the repayment is monthly, and she has time to do her business.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 25
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Alianca to buy sugar, coffee, oil, biscuits, fish canes, noodles, detergent and soft drinks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Jan 29, 2013
Currency Exchange Loss:
Feb 19, 2014