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Julia Bernardina
Señora Julia is 48 years old. She is married and lives with her children, whose ages are between 22 and 25. She lives in the town of San Lorenzo, in the south of Honduras.

Doña Julia has been working for eight years preparing and selling bread and rosquillas (cheesy, doughnut-shaped snacks), as well as quesadillas, pastries, and tustacas (Honduran corn-based cookies). She also makes pork and chicken nactamales (steamed corncakes). Each of these activities makes up a part of her income. Her customers are her neighbors and friends from her town.

Doña Julia is applying for the loan to purchase flour for bread, eggs, sugar, pork, chicken, and firewood. With the help of this loan, she wants to invest in her business and in the same way improve her income.

Doña Julia's dream is to have her own bakery.

San Lorenzo -- January, 2013
View original language description ↓
La señora Julia de 48 años es casada vive en su casa de habitación junto con sus hijos de edades entre veinte y dos y veinte y cinco años, vive en un municipio de San Lorenzo al sur de Honduras.
Doña Julia se dedica desde hace 08 años a la elaboración y venta de pan y rosquillas como quesadillas, hojaldras, tustacas, también elabora nacatamales de cerdo y nacatamales de pollo, toda esta actividad forman parte de sus ingresos, sus clientes son los vecinos y amigos de su colonia.
Doña Julia está solicitando el préstamo para compra de harina para pan, huevos, azúcar, carnes de cerdo y pollo y leña. Con el apoyo de este préstamo desea invertirlo en su negocio y de igual forma mejorar sus ingresos.
Doña Julia su sueño es tener su propia panadería.

San Lorenzo, Honduras - Enero del 2013

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,919,800
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Julia Bernardina to buy flour to make bread, eggs, sugar, pork, chicken, and firewood for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jan 17, 2013
Mar 1, 2013
Currency Exchange Loss:
Nov 17, 2013