Leizby, 46, is married and has a 21-year-old son. She works selling cosmetics via catalog. She’s a beauty product vendor and sells from place to place visiting both private and public institutions and various residential neighborhoods offering her goods. This loan is her first sequence in the institution and Leizby will use this loan to buy cosmetics that are on special promotion to stock her business. Her reason for requesting the loan is to have a variety of products available to satisfy customers. The business challenge Leizby faces is being able to tend to her customers efficiently and she will use profits to improve her family’s quality of life since this is the only activity she has that makes it possible for her to support herself and her family.
La Sra. Leizby tiene 46 años, casada con un hijo de la edad de vente y un años, ella se dedica a la venta de cosméticos por catalogo, es promotora de productos de belleza ella vende de manera ambulante visitando instituciones públicas y privadas, barrios distintos domicilios ofreciendo sus productos, este préstamo es su primera secuencia dentro de la institución, La Sra. Leizby va a usar este préstamo para comprar cosméticos que se encuentran en promoción para tener en stock para su negocio, su razón para solicitar este préstamo es tener variedad de productos para satisfacer a sus clientes, La Sra. Leizby enfrenta retos en su negocio que son atender con eficiencia a sus clientes y va a utilizar los beneficios para mejorar su calidad de vida de su familia ya que esta es la única actividad que le permite mantenerse y mantener a su familia.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.