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Jose Heriberto

Update on Jose Heriberto

José has decided to apply for a new loan because he will carry out a new sowing of bulk grains for which he will buy manure, weed-killers, and other farming supplies that are necessary to carry out his work and continue providing food for his family.

José believes that through the loans his production has increased, considering that he has invested in the materials necessary to improve his production. With this he has fed his family, and he has also managed to sell some. Thanks to the KIVA lenders his economic situation has improved.
View original language description ↓
José, se ha decidido por solicitar un nuevo préstamo porque realizará una nueva siembra de granos básicos para la cual comprará abono, herbicidas, otros insumos agropecuarios que sea necesario para realizar el trabajo y continuar proveyendo a su familia el alimento.

El considera que a través de los préstamos su producción ha aumentado, ya que ha invertido en los materiales necesarios para que esta producción sea mejor, de ella se ha alimentado su familia y también ha logrado vender una parte, gracias a los créditos KIVA ha mejorado su situación económica.

Previous Loan Details

José, 21, is single and works growing corn to earn income and help his mother with expenses. He’s been working in this activity for three years having learned in on his own initiative since he grew up with his mother only and had to find a way to help her out economically. He’s starting a pla... More from Jose Heriberto's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $26,150,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Jose Heriberto to buy manure and weed-killers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 19, 2013
Jan 29, 2013
Currency Exchange Loss:
Sep 18, 2013
This photo was used before for a previous loan for Jose Heriberto. It was first posted on Kiva on Sep, 2012. Learn More