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Esmeralda Del Carmen
Esmeralda, 29, has two children, a 13-year-old and a 17-year-old. She’s been a merchant for the last 10 years. She used to just study and learned the business on her own initiative. She feeds her children at 7am and gets them ready to go to school. At 8am she and her uncle start their day selling from place to place. They cover long distances and return home at 4:30pm

The loan she’s asking Fundación Campo for is to buy clothes in all sizes to sell. She will also buy plastic goods (plates, glasses, colanders, etc.) and will use the remainder for her children’s schooling. With the loan she’ll have on hand everything needed to keep her business functioning and will be able to earn income to feed her children since she’s a single mother. Her wish is to own a house so she can pass a stable home down to her children.
View original language description ↓
Esmeralda tiene 29 años de edad, tiene dos hijos; uno de 13 años y otro de 17. Desde hace 10 años se dedica al comercio; antes solo se dedicaba a estudiar y el negocio lo aprendió por iniciativa propia. Ella a las 7:00 a.m. les da de comer a sus hijos y los prepara para que se vayan para la escuela, a las 8:00 a.m. se va junto con su tío a vender durante todo el día de manera ambulante y recorren grandes distancias a pie. Regresan a las 4:30 p.m.

El préstamo que esta solicitando a Fundacion Campo, es para comprar ropa de todas las tallas para vender, invertirá en la compra de plástico (vasos, platos, coladores, etc.) y el resto para el estudio de sus hijos. Con el préstamo, tendrá disponible para mantener su negocio funcionando y poder obtener ingresos que le sirvan para la alimentación de sus hijos, ya que es madre soltera. Su deseo, es poseer su propia casa, para heredar a sus hijos un hogar estable.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 759
    View loans »
    El Salvador Loans Fundraising
  • $25,574,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Esmeralda Del Carmen to buy clothes, plastic goods and to invest in her children's schooling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 18, 2013
Listed
Feb 1, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2013