Update on Mayda LizethMayda, age 22, is married. Her husband works in a supermarket, and they have a two year old child. She lives with them in a neighborhood in the Puerto Cortes municipality.
Mayda has her own business of selling general merchandise. She sells sheets, body cream, hair cream, women’s perfume, and second hand clothes for men, women, and children. She sells her merchandise in an itinerant manner in neighboring communities and by order. She spends all day on her business.
She is requesting another loan from ODEF and Kiva for 10,000 lempiras. She will use the loan to buy children’s clothes because the school season is coming, and she will take advantage of this to increase her sales. Her goal is to continue working in the business in order to help her husband get ahead with the household expenses.
Mayda, tiene su propio negocio de venta de mercadería en general, vende sabanas, cremas para el cuerpo y cabello, perfumes de mujer y ropa de segunda mano para caballeros, damas y niños. Su mercadería la vende de manera ambulante en las comunidades vecinas y por pedidos. Ella dedica todo el dia a su negocio. Esta solicitando otro préstamo a ODEF y a Kiva por 10,000 Lempiras para invertirlo en la compra de ropa de niño ya que viene la época escolar y va aprovechar a incrementar las ventas. Su meta es seguir trabajando en el negocio para ayudar a su esposo a salir adelante con los gastos del hogar.
Previous Loan DetailsMayda is 21 years old. She has been married for the last three years, and her husband works in a supermarket. They have a one-year-old child. Mayda lives with them in the Puente Alto development in Puerto Cortes. Mayda is a very enterprising young woman, who set up a business selling genera... More from Mayda Lizeth's previous loan »
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 15 months (Additional Information)
- Repayment Schedule
- Jan 26, 2013
- Jan 29, 2013
- Currency Exchange Loss:
- Aug 18, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.