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Update on Javier

Javier bought meat and viceras with his previous loan, which allowed him to have increased profits. Javier is very happy because his 38 years of experience in this line of work has allowed him to get ahead and to sustain his household. The message he would like to give to the Kiva lenders is "Thank you for the support that you have given during the prime of my life, allowing me to move forward in my business."

Javier is currently requesting a loan, which he will use once again to buy meat at wholesale price, so that he will be able to maintain competitive prices during a season of Carnival festivities. During this season the consumption of beef and viceras increases significantly compared to other times. This loan will make it so that he will be able to earn a little more money.
View original language description ↓
Carnes y viceras, fue lo que compró Javier y con ello obtuvo mayores ganancias,Javier está muy contento porque su experiencia de 38 años en esta actividad le aha permitido salir adelante y sostener su hogar. Su mensaje a los finaciadores de Kiva es : "Gracias por esa ayuda que llegó en el mejor momento de su vida, por le permitió avanzar en su negocio. En la actualidad está aplicado a un credikiva, con el cual comprará nuevamente carne a mayoristas, porque logrará precios competitivos en una época de festividades carnavaleras, donde el consumo de carne y viceras en superior a cual quier otra época del año y esto hace que el gane un poco mas de dinero.

Previous Loan Details

Javier is an entrepreneur who sells beef and viscera. His business is located downtown. He has 38 years of experience and remembers that he started with a table in a public space, selling small quantities. Little by little, he has been growing and has grand dreams for his business. His wife c... More from Javier's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 393
    View loans »
    Colombia Loans Fundraising
  • $16,282,675
    Funds lent in using Kiva
  • 1,780.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Javier to buy meat at wholesale price.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jan 21, 2013
Jan 29, 2013
Currency Exchange Loss:
Sep 17, 2014