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Gladys is 50 years old and married. She currently lives with her husband and one of her daughters. With this loan, Gladys plans to buy building materials such as cement, sand, nails, and other items. What Gladys wants is to do up the kitchen so that it is more comfortable and so that she can have a restroom, as the house is small. So, she is applying for a loan to improve her and her family's quality of life. This is Gladys' first loan from FUDECOSUR. She has not had other loans from state banks and FUDECOSUR has provided this loan with better terms and a much lower interest rate.
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Gladys tiene 50 años de edad, esta casada y vive con el esposo y una hija actualmente. Ella con crédito pretende comprar materiales de construcción como, cemento, arena, clavos, entre otros. Ella lo que quiere es poder hacer la cocina a la casa para poder tener un poquito más de comodidad y haceos en su hogar, ya que la casa es pequeña y por ello solicita un préstamo para tener una mejor calidad de vida para ella y su familia es el primer préstamo que ha recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja……

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 54
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 498.2
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $625 helped Gladys to do up the kitchen in the house.
91% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jan 3, 2013
Jan 29, 2013
Currency Exchange Loss: