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Makarimal Akhlakh Gpe 18 Group
In this Group: Dieynaba, Faty, Mariama, Yacine, Adji , Bineta Mané, Aissatou, Ndeye , Marie, Marième
Makarimal Akhlakh Gpe 18 is a group of ten women who work in the same sector. They are all merchants who both buy and sell fish. They are also affiliated with the same economic interest group of Makarimal Akhlakh. They are represented by Dieynaba (shown with her hand raised in the photo).

Dieynaba has over 30 years of experience in her sector. She is requesting a loan in order to increase her working capital. This loan will be used to purchase fish that she will then resell. Dieynaba is married, and the income she earns will enable her to pay for the education of her children and to pay for various household bills. Dieynaba begins working at 5:00 in the morning and finishes at 2:00 in the afternoon. She wants to increase her earnings in order to better manage the household expenses. Dieynaba would like to someday purchase a canoe in order to travel for her business.
View original language description ↓
Makarimal Akhlakh gpe 18 est un regroupement de 10 femmes qui évoluent dans le meme secteur d’activité, elles pratiquent l’achat et la vente de poissons. Elles adhèrent aussi dans le meme groupement d’intérêt économique Makarimal Akhlakh. Elles sont représentées par Madame Dieynaba (celle qui a la main levée sur la photo). Elle capitalise une expérience de 30 ans dans son activité. Elle sollicite un crédit dans le but d’augmenter son fond de roulement. Le financement servira a l’achat de poissons qu’elle va revendre. Elle est mariée et les revenus que lui procure son activité lui permettent de prendre en charge la scolarité de ses enfants de meme que les paiements de facture au sein de son foyer. Elle démarre sa journée à 5 heures du matin pour la terminer à 14 heures. Elle souhaite accroitre ses bénéfices pour mieux participer dans les charges du foyer. Son projet futur consiste à acquérir une pirogue et voyager pour les besoins de son commerce.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 42
    View loans »
    Senegal Loans Fundraising
  • $14,222,475
    Funds lent in using Kiva
  • 487.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Makarimal Akhlakh Gpe 18 Group's $4,000 loan helped a member to purchase fish for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Jan 29, 2013
Currency Exchange Loss:
Mar 17, 2014