Juan Gabriel is 26 years old. He is married in a civil union and has a one-year-old son. Juan Gabriel lives with his son and his in-laws in Ventanas, in the Province of Los Ríos.
The communal bank VRS ASO Walking toward a bright future, is located in the precinct of Cachely, in the canton Ventanas. This bank serves members who work in agriculture.
Juan Gabriel makes a living in agriculture, growing corn and barley. He is requesting this loan in order to buy insecticides, urea, Ranger (a weed killer), liquid weedkiller, and fertilizer. With the help of this loan, he will be able to buy the fertilizers. Juan Gabriel's biggest challenges are his competition and plagues in his crops. His dream is to buy other plots of land. In his free time, he likes to play pool.
JUAN GABRIEL tiene 26 años de edad de estado civil unión libre tiene un hijo de 1 año de edad, vive con el hijo y con los suegros en Ventanas Provincia de los ríos.
La VRC ASO ACAMINANDO por un buen Futuro, se encuentra ubicada en el Recinto Cachely, Pertenece al Cantón Ventanas se dedican a labores agrícolas.
JUAN GABRIEL se dedica a la Agricultura a la siembra de maíz y cebada. Solicita el crédito para comprar insecticidas, urea, ranger, líquido para la maleza, abonos. Con la ayuda del crédito podrá comprar los fertilizantes.
Los desafíos a los que se enfrenta es la competencia y la plaga en los cultivos. El sueño es comprar terrenos. En el tiempo libre le gusta jugar villar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!