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Lilit has been involved in beekeeping for more than ten years. She keeps 19 colonies of bees and gets high-quality honey. She also keeps an orchard where peach, apricot, cherry, apple and pear trees are grown. She works hard to gather a good harvest and sell it to local market traders.

The agricultural business is the sole financial income for Lilit and her family, so she would like to expand it. Lilit has applied for this loan to purchase a cow and colonies of bees. This will enable her to gather more income and cover the family's basic needs.

Lilit lives with her son, Hovhannes (32 years old), and daughter, Hasmik (30 years old. Lilit hopes that the loan will help her to secure a better future for her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 91
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Lilit to purchase a cow and colonies of bees.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 29, 2013
Currency Exchange Loss:
Feb 20, 2015