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Luis Alfredo
Luis Alfredo is 20 years old, single, and has no children. He lives with is parents in Ventanas, which is in Los Ríos Province.

The Communal Bank “Aso Acaminando por un Buen Futuro” is located in Cachely District, which is part of the canton of Ventanas. The members are farm laborers.

Luis Alfredo is a farmer who grows corn and barley. He is requesting a loan in order to buy seeds, urea, Ranger (a brand of herbicide), and liquid weed killer. With the help of his loan, he will be able to buy what he lacks for growing his crops.

His dream is to buy land. The challenges he faces include dealing with pests and bad weather. In his free time, Luis Alfredo enjoys playing indoor soccer.

View original language description ↓
LUIS ALFREDO tiene 20 años de edad es soltero no tiene hijos, vive con los padres en Ventanas Provincia de los ríos.

La VRC ASO ACAMINANDO por un buen Futuro, se encuentra ubicada en el Recinto Cachely, Pertenece al Cantón Ventanas se dedican a labores agrícolas.

LUIS ALFREDO se dedica a la Agricultura a la siembra de maíz, cebada. Solicita el crédito para la compra de semilla, urea, ranger, líquido mata monte.

Con la ayuda del crédito podrá comprar lo que le hace falta para la agricultura.

El sueño es comprar terreno, Los deafíos a los que se enfrenta son las plagas y el mal clima.
En el timepo libre le gusta jugar indor.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 85
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Luis Alfredo to buy seeds, urea, herbicide, and liquid weed killer.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 2, 2013
Feb 1, 2013
Currency Exchange Loss:
Aug 24, 2013