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Jam Bugum 3 Group
In this Group: Ndew, Ndjinde, Yacine, Seynabou, Fatou

Having come together as a group, these five illiterate women used their first loan of 500 000 CFA to start a business raising cattle in their village. Two (2) other loans of 500 000 CFA allowed them to increase their production capacity. Each of the women are given one ox which she raises alone. The income drawn from this business serves to improve the daily meals and pay for the medical costs of their children.

Translated from French by Vilas Menon, Kiva Volunteer

Regroupées au sein d'un groupement ,ces cinq femmes analphabetes ont avec un premier pret de 500000f cfa demarré une activité d'embouche bovine dans leur village.Deux (2) autres successifs de 500.000f cfa leur ont permis d'augmenter leur capacité de production .Chacune d'elle bénéficie d'un boeuf qu'elle embouche seule.Les revenus tirés de l'activité servent à amelliorer les repas quotidiens payer les frais médicaux des enfants.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 424.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD