Carlos is 24 years old. He is single with no children. Carlos lives with his parents and his two siblings who are 15 and 12 years old. They live in the Terrenos area, part of the Pueblo Viejo canton in the Los Ríos province of Ecuador.
Carlos belongs to the Terrenos communal bank, which is located in Terrenos, an area of the Pueblo Viejo canton that focuses on agricultural work and raising livestock.
Carlos works in agriculture, sowing corn and rice. With this loan, he will be able to buy supplies, such as fertilizers, manure, and insecticides to avoid plagues and illnesses. Carlos will make his purchases in the city of Pueblo Viejo.
Carlos’s dream is to have the money to open his own grocery store, since there are none where he lives. In his free time, Carlos plays volleyball.
Carlos tiene 24 años de edad de estado civil Soltero no tiene hijos vive con los padres y con dos hermandos de 15 y 12 años en el Recinto Terrenal perteneciente al Cantón Pueblo Viejo Provincia de Los Ríos.
Pertenece a la Ventanilla TERRENAL se encuentra ubicada el recinto TERRENAL, perteneciente al cantón Pueblo Viejo se dedica a labores agrícolas y pecuarias.
Carlos se dedica a la agricultura a la siembra de maíz y arroz. Con el crédito podrá comprar insumos como: fertilizantes, abonos, insecticidas para evitar las plagas y enfermedades. Las compras las realiza en la ciudad de Pueblo Viejo.
El sueño es tener dinero para ponerse un negocio propio como es una tienda de abarrotesa ya que donde viven no hay, en los tiempos libres jugar bolly.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!