Jane is a married woman. She has five children. She describes herself to be a jovial and determined woman. She operates a retail business where she sells clothes. She has been involved in this business for ten years. Her business is located at a competitive business area and her primary customers are local residents. She describes her biggest business challenge to be high prices of clothes. She will use the Kes 50,000 loan to buy clothes to sell. Her business goal is to run a new boutique within five years. This is her second loan with SMEP DTM. She succesfully repaid a loan of Kes 20,000.