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Svetlana is 51 years old and lives in Agarak town of Meghri region. She is involved in cattle breeding and keeps three cows. She is a grazier and her main income comes from agriculture. Svetlana lives with her husband and son, who is 31 years old.

As agriculture is the only source of income for this family, Svetlana would like to expand it. She has requested this loan to pay for two cows. She plans to use the milk in cheese production and sales. This will enable Svetlana to increase her income and sustain her family.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 166
    View loans »
    Armenia Loans Fundraising
  • $14,954,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Svetlana to pay for two cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 18, 2013
Jan 29, 2013
Currency Exchange Loss:
Jul 17, 2014