Stephen is a married man. He has three children, whose ages range from four to seven years. He describes himself as a courageous man. He operates a retail business, where he sells furniture. He has been involved in this business for four years. His business is located at a competitive business area, and his primary customers are the general public.
He says his biggest business challenge is insufficient funds for improving the business. He will use the KES 20,000 loan to buy furniture to resell. His business goal is to expand his business within five years. This is his second loan with SMEP DTM.