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Margaret
Margaret sells a variety of fruits, including bananas, pineapples, and oranges, in Effia Kumah, near Takoradi. Margaret has received no formal education. She is married and has two children. Her husband is a mason. Margaret is responsible for supporting her husband and paying her children's school fees.

Margaret has been selling various fruits in the market for three years. Her loan will be used to buy an increased quantity and variety of fruit to sell. She hopes to use the new profits from her business to expand her fruit stall.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,104,750
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Margaret to buy an increased quantity and variety of fruit to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 31, 2012
Listed
Jan 29, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 19, 2013