Joseph is a married man. He has two children. He describes himself to be a courageous man. He operates a mechanic repair shop where he provides motor vehicle repair services. He has been involved in this business for three years. His business is located in a competitive business area and his primary customers are motor vehicle owners. He describes his biggest business challenge to be insufficient funds for improving the business.
Joseph will use the KES 20,000 loan to buy motor vehicle spare parts. His business goal is to expand his business within five years. This is his first loan with SMEP Deposit Taking Microfinance Limited (SMEP DTM).