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Winnifred
Winnifred is married and has five children. She has received schooling through a secondary education level. Winnifred sells rice and glassware in Effia Kumah, near Takoradi, which she has done for 15 years now. Her husband is a businessman in the area. Winnifred uses her income to support her husband and pay her children's school fees.

Winnifred will use the loan to buy a greater quantity of rice and glassware to sell in the market. With the new profits from her expanded business, Winnifred plans to grow her business further.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 19
    View loans »
    Ghana Loans Fundraising
  • $11,141,550
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Winnifred to buy a greater quantity of rice and glassware to sell in the market.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 31, 2012
Listed
Jan 29, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013