Peter is a 50-year-old married man. He has four children with ages ranging from 13 years to 27 years. He describes himself to be an honest, faithful, and determined man. He operates a restaurant where he sells food, tea, sodas, snacks, etc. His business is located within a high-traffic environment, and his primary customers are business people from nearby estates. He describes his biggest business challenge to be a shortage of ingredients for preparing meals to sell. He will use the Kes 50,000 loan to buy ingredients. His business goal is to run a big hotel within five years. This is his third loan with SMEP DTM.