Purity, age 32, is a farmer in Nkubu county in Kenya, where she lives with her husband and their two children. Both the children are enrolled in school. Purity has been engaged in farming for the past six years. Her farm produces milk, bananas, coffee, maize, and beans, which she sells at the market in her local area. Dry spells, pests and diseases are her major challenges in farming. She runs a cereals shop as an additional source of income.
She is requesting a loan in the amount of 50,000 KES loan from Juhudi Kilimo in order to purchase materials for constructing a zero grazing unit, which will help her achieve more milk production from her dairy cows. This investment will improve her family's standard of living and allow Purity to pay for her children's schooling.
Her goal in five years is for her dairy farm to produce one hundred litres of milk per day.
She is thankful to Juhudi Kilimo for helping her to improve her living standards.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.