The women are either relatives, neighbors, or friends to one another. They prepare and sell food dishes, and they buy and sell shoes, kitchen utensils, cosmetic products, condiments, clothing, yams, and charcoal.
The women of the Djiguitougou group are on their second group loan.
FATOUMATA is the third person from the left in the photo. She plans to buy foodstuffs (yams, plantains, meat, and condiments) at the market in Fana, then use the foodstuffs to prepare and sell dishes alongside the road that connects Ségou and Bamako.
She expects to earn an average monthly profit of 30,000 FCFA, part of which she will use to cover the needs of her family. She will also reinvest a portion of the profits in her business of selling prepared dishes.
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font la restauration, le commerce de chaussures, des ustensiles de cuisine, des produits cosmétiques, des condiments, des habillements, des tubercules et du charbon de bois.
Les femmes du groupe Djiguitougou sont à leur deuxième prêt solidaire.
La cliente FATOUMATA, troisième personne à partir de la gauche, compte acheter des denrées alimentaires (tubercules, banane plantain, viande et condiments) au marché de Fana destinés pour la préparation et la vente des plats alimentaires au bord du goudron reliant Ségou à Bamako.
Elle envisage réaliser un bénéfice moyen mensuel de 30.000FCFA qui sera utilisé pour les besoins de la famille et une partie est réinvestie dans l’activité de commerce de restauration.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid