Tinkhoneng, the profiled member, is standing with a hand raised. She is 42 and a mother to six sons and a daughter. All her children are being sent to school which is a big burden for the family. Her husband rears some pigs and generates some income. Being hard workers, both she and her husband would take up any work to keep the family going.
In 2009, she received the first loan with which she bought flowers grown in the wild in bulk and rare flower seeds and sold them. In doing so, she could earn some profit. In the following year, along with her husband she reared pigs with the second loan. That too was successful. Leaving her husband with the piggery farming, with the third loan she wants to buy varieties of flowers. This time she wants to include all stages, from nursery bed flowers to full grown ones.
The other members of the group are engaged in piggery and poultry farming, charcoal, weaving and vegetable businesses. Each and every member has somehow found a means of living and sustaining themselves and their families, and above all, they have set a good example to non-members in the village.
More information about this loan
This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!