Jane is aged fifty-one and a farmer in Nkubu county where she lives with one child who is schooling. She has been practicing mixed farming for the past fifteen years producing tea, potatoes and fruit which she sells at the local market in her area.
She is requesting 60,000 KES loan from Juhudi Kilimo to purchase a water pump that will help her in irrigating her crops for better yields. That will help her earn extra income that will uplift her livelihood and help in paying for her child's schooling. She aspires to venture into dairy farming in the next five years.
Drought, pests and diseases are her major challenges in farming.
Jane says Juhudi Kilimo is the best Micro finance institution for small-scale farmers.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.