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Carmelita
Carmelita is a hardworking entrepreneur who has a business making and selling peanut butter in the Philippines.

She is borrowing PHP 14,000 through NWTF to purchase ingredients and empty bottles for her peanut butter making.

Carmelita has been in this business for 22 years. Carmelita earns more income from food vending.

Carmelita has been sustaining her business activities through her own efforts with the help of loans from NWTF. She dreams to save money to expand her business in the future.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 264
    View loans »
    Philippines Loans Fundraising
  • $52,061,525
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $350 helped Carmelita to purchase ingredients and empty bottles for her peanut butter.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2013
Listed
Jan 29, 2013
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014