Valerian is a 47-year-old married man. He has seven children with ages ranging from 5 years to 23 years. He describes himself to be hard working. He operates a retail business where he sells kerosene and provides battery recharging services. He has been involved in this business for 10 years. His business is located within a viable business area and his primary customers are local residents.
Valerian describes his biggest business challenge to be stiff competition within the area. He will use the Kes 20,000 loan to buy kerosene to sell. His business goal is to be a wholesaler within five years. This is his first loan with SMEP DTM.