Tellem Leikai Group
Tejamala, with raised hand as seen in the picture, is the profiled member. She is 37, a mother to two sons. Her husband is a government employee at the lowest grade with a small salary. She assists her husband in raising the family by engaging herself in sand sieving and weaving to add some income for the family.
In 2012, she focused more on weaving. She made different types of ‘wrap-rounds’, a typical cloth covering the legs from the waist which is worn by women (as seen in the picture). This type of cloth can be woven by hand as well as on a handloom (weaving machine used manually). As preferred by many, she weaves by hand. Some are bordered with silk in different designs while some with synthetic thread. When she accesses this loan, she plans to increase the quantity of her products by engaging more weavers.
Likewise, the other group members are engaged in weaving and the products are supplied and sold at different marketplaces.
More information about this loan
This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!