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Mary Ann

Update on Mary Ann

Mary Ann works hard to support four children. She is married and has a buy and sell flowers business in the Philippines.

Mary Ann requested a PHP 4,600 loan through NWTF to buy a solar lamp.

She is getting the solar lamp because she wants to provide her children with bright light when they study at night.

Mary Ann is aware that by using the solar lamp, she is not only saving money; she is also helping the environment and reducing health and hazard risks to her family.

Previous Loan Details

Mary Ann is 37 years old and married with four children. She works hard to provide for her family. She runs a flower retail business in the Philippines and requested a PHP 10,000 loan through NWTF to purchase additional bundles of flowers to sell. Mary Ann has borrowed and repaid eight loans f... More from Mary Ann's previous loan »

Additional Information

More information about this loan

This loan is part of NWTF's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in the Philippines.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 864
    View loans »
    Philippines Loans Fundraising
  • $63,390,150
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Mary Ann to buy a solar lamp.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Jan 28, 2013
Currency Exchange Loss:
Feb 17, 2014