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Debora Herminia
The members of the New Dawn Community Bank meet twice a month in the canton of Montecristi which is known for its rich pre-colonial history and its crafts which are recognized both nationally and internationally. It’s the place where the famous straw hats are made.

45-year old Sra. Debora makes her home here. Her husband died several years ago and she became a widow. She has four children, three of whom are adults and the fourth is 12 years old. He attends high school. All of her children still live at home.

Debora is a very good mother and her children lack for nothing. She runs a business selling all types of clothing door to door. She even travels into the countryside where she has many customers. She lets them have the items on credit and then collects money every week.

Debora buys the clothing in Guayaquil and travels there when she needs more merchandise. She’s had the business for more than five years, and it has provided her with the income to get ahead.

She plans to use the loan to buy pants, blouses, shirts and children’s clothing. Debora has been a member of the community bank for eight years. She likes it because she used one of the loans to start her business. Her dream is to own premises from which she can sell the clothing.
View original language description ↓
EL Banco Comunal Por Un Nuevo Amanece se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Debora, tiene 45 años de edad, hace varios años su esposo falleció y quedo viuda pero de esa relación tiene 4 hijos, tres ya mayores y uno de 12 años de edad el mismo que estudia en colegio, todos sus hijos aun viven en su casa.

Doña Debora es una muy buena madre que para que a sus hijos no les falte nada se dedica al comercio, vende ropa de todo tipo y su forma de venta es puerta a puerta, ella se va hasta los campos lugares donde tiene muchos clientes a los cuales les deja su mercadería a crédito y les cobra cada ocho días, ella compra su mercadería en Guayaquil ciudad a la que viaja cada vez que necesita más mercadería, lleva más de 5 años en este negocio y es gracias a este que puede salir adelante.

Este crédito es para comprar pantalones, blusas, camisetas y ropa de niños. Lleva 8 años en el Banco Comunal y le gusta porque con uno de los créditos empezó su negocio.

Su sueño es tener un local para vender su mercadería.


About Ecuador

  • $10,200
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $23,551,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Debora Herminia buy pants, blouses, shirts and children’s clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013