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Margarita Cecilia
The communal bank Por Un Nuevo Amanecer (For a new dawn) meets every fifteen days in the Montecristi Canton, known for its rich pre-colonial culture and its handicrafts which are renowned nationally and internationally. It is the place of the famous straw hats (sombreros).

Margarita lives in this place. She is 40 years old, married, and has three children who are 17, 11, and 10 years old. The oldest studies in the university and the younger ones are in school. Her husband is a locksmith.

A few years ago, Margarita learned about tailoring in a handicrafts center in the city. She is a very hardworking woman who likes to be useful for moving her family forward. She is a teacher with a contract in a school in the city, but when she arrives home she also works in a sewing shop and sews clothing mostly for children and women. She has many customers who arrive at her house so that she sews them something. At the beginning of the schoolyear, the workload increases by a lot. For her, the most important thing is to attend to her customers, and in these cases she hires workers to help her. She has been dedicated to this work for 11 years and it is going very well for her.

This loan is to buy thread, fabric, zippers and other materials for sewing that she needs to sew the clothing. She has been with the communal bank since the beginning and she likes it because the loans are very useful for her.

Her dreams are for her children to finish their studies and become professionals.
View original language description ↓
EL Banco Comunal Por Un Nuevo Amanecer se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Margarita, tiene 40 años de edad, está casada y de esta relación tienen tres hijos de 17, 11 Y 10 años, el mayor estudia en universidad y los menores en escuela. Su esposo es cerrajero.

Doña Margarita hace varios años aprendió corte y confección en un centro artesanal de la ciudad. Ella es una mujer muy trabajadora que le gusta valerse por sí misma para sacar adelante a su familia, es maestra por contrato en una escuela de la ciudad pero además cuando llega a su casa donde tiene un taller de costura se dedica a confeccionar ropa más que todo para niños y damas, tiene muchos clientes que llegan hasta su hogar para que les confeccione sus prendas y en tiempo de entrada a clases el trabajo aumenta mucho, como para ella lo mas importe es cumplir con los clientes en estos casos contrata operarias para que le ayuden. Lleva 11 años dedicada a esta labor y le va bastante bien.

Este crédito es para comprar hilos, telas, cierres y otros materiales para la costura que necesita para confeccionar sus prendas. Esta desde el inicio en el Banco Comunal y le gusta porque los créditos le son de mucha ayuda.

Sus sueños son que sus hijos terminen sus estudios y sean profesionales.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,607,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $950 helped Margarita Cecilia to buy thread, fabric, zippers, and other materials for sewing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013