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Xiomara Elizabeth
The village bank Por un Nuevo Amanecer meets every 15 days in the canton of Montecristi, known for its rich pre-colonial culture and for nationally and internationally recognized artisan crafts. They are famous for their straw hats.

Xiomara, 31, lives here. She is in a civil union and has two children, ages 13 and 6. Her older child is in high school and the younger in elementary. Her husband is a chauffeur.

Xiomara is a very good wife and mother, and she works as a merchant. She sells shoes from catalogs, along with products from Avon, Lebel and Yanbal (perfumes, creams, jewelry and other things). She sells door to door three days a week to take orders, which she delivers on credit and collects payment every 8 days. She has been doing this for 6 years and it's going very well.

This loan is to buy creams, perfumes, jewelry and shoes. She has been part of this village bank since the beginning and likes it because the loans are quick and don't have a lot of requirements.

Her dream is to give her children the best.
View original language description ↓
EL Banco Comunal Por Un Nuevo Amanecer se reúne cada quince días en el Cantón Montecristi, conocido por su rica cultura pre colonial y por su artesanía que es reconocida a nivel nacional e internacional. Lugar de los famosos sombreros de paja toquilla.

En este lugar vive la señora Xiomara, tiene 31 años de edad, mantiene una relación de unión libre de la cual tiene dos hijos de 13 y 6 años, el mayor estudia en colegio y el menor en escuela. Su esposo es chofer.

Doña Xiomara es una muy buena madre y esposa que se dedica al comercio, vende zapatos por catálogos y productos de Avon, Lebel, Yanbal (perfumes, cremas, bisutería entre otras cosas), su forma de venta es puerta a puerta para lo cual sale tres días a la semana a realizar los pedidos los mismos que luego entrega a crédito y cobra cada ocho días, ella lleva 6 años en este negocio y le va muy bien.

Este crédito es para comprar cremas, perfumes, bisutería y zapatos. Esta desde el inicio en el Banco Comunal y le gusta porque los créditos son rápidos y sin tantos requisitos.

Su sueño es darles lo mejor a sus hijos.

About Ecuador

  • $10,600
    Average annual income
  • 97
    View loans »
    Ecuador Loans Fundraising
  • $24,153,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Xiomara Elizabeth to buy creams, perfumes, jewelry and shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 23, 2013
Listed
Mar 1, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2013