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Perla Del Carmen
Perla lives in the municipality of Masaya in a neighborhood called German Pomares with her husband and children. She’s worked for a private firm for 11 years and her husband’s a merchant working for himself. Between the two of them they work hard to improve their home. She currently wants to add a room to have better conditions and more space at home. With this loan she’ll be able to buy supplies like cement, blocks, iron rods and sand. She thanks Afodenic and Kiva funds for the support provided.
View original language description ↓
La señora Perla, es habitante del Municipio de Masaya en un barrio llamado German Pomares, junto a su esposo e hijos, ella labora para una empresa Privada tiene 11 años de estar ese trabajo, su esposo es Comerciante por cuenta propia entre los dos trabajan duro para poder llevar la mejoria a su hogar, ella actualmete quire construir un cuarto anexo para tener mejores condiciones y mayor espacio en la casa, con este Financiamiento podra comprar los materiales como: Cemento, Bloques, Hierro, Arena, Agradece el apoyo que Afodenic y Fondos Kiva le estan brindando.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 24.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Perla Del Carmen to buy building supplies.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 24, 2013
Feb 1, 2013
Currency Exchange Loss:
Sep 18, 2013