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Yensi is a young woman who was previously member of a communal bank, but decided to leave the group. She lives with her partner and their six-month-old baby. She lives in a rural community where salaried work sources are scarce. To contribute towards the household expenses, she sells clothes, cosmetics, and other items door-to-door in her neighborhood and nearby places.

She goes out to sell every day and picks up payments every Saturday. Lack of money due to months when customers take time to pay means that she cannot meet all the orders that her customers make. This is why she is requesting financial support in the form of a loan to overcome this obstacle. Her goal is to strengthen her business and increase her profits in order to improve her quality of life.
View original language description ↓
Yensi es una mujer joven, que formó parte de un banco mujer, pero toma la decisión de retirarse.Ella vive con su compañero y su hijo un bebé de 6 meses.Vive en una comunidad rural, carente de fuentes de trabajo asalariadas . Para contribuir a los gastos de su casa ella vende ropa, cosméticos y otros artículos en forma ambulante , casa por casa en su barrio y lugares cercanos.Ella todos los días vende y cobra cada ocho días los sábados.
La falta de dinero por recuperaciones lentas en algunos meses del año ,hace que ella no pueda cubrir todos los pedidos de sus clientes.Por eso ella solicita apoyo económico , mediante un crédito , para solventar este obstáculo.Ya que tiene como meta consolidar su negocio,incrementar sus ingresos para poder mejores sus condiciones de vida.

Additional Information

More information about this loan

In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.

About Fundacion Mujer:

Fundación Mujer is an organization specializing in the financial and personal development of female entrepreneurs in Costa Rica. They seek to reach underserved populations that may include indigenous communities, immigrants, refugees, victims of domestic violence or women living with HIV/AIDS. Fundación Mujer offers courses in both business and personal development, as well as training in concrete skills such as sewing and other crafts.

About Costa Rica

  • $12,900
    Average annual income
  • 48
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 502.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Yensi to buy clothes, cosmetics, and other personal care items to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 10, 2013
Jan 28, 2013
Currency Exchange Loss:
Mar 17, 2014