Beatriz, 30, attended elementary school. She’s worked since she was very young which is why she was unable to complete her schooling. She was married young and has four dependents. She works growing pineapple but during her life has also learned to sew and manufactures articles of clothing like skirts, blouses and others. In order to improve family income, her husband went to Spain a few years ago and she’s now in charge of the family. Despite the entire family’s efforts, they are unable to earn enough money to build their house which is why Beatriz is requesting the loan to finish her house which she needs to do in order to house her entire family and improve her children’s quality of life.
La señora Beatriz tiene 30 años tiene estudios a nivel primario, trabajo desde muy joven por esta razón no pudo culminar sus estudios, se casó a corta edad tiene 4 dependientes, ella se dedica a la producción de piña, pero también en el trayecto de su vida estudio costura elabora prendas de vestir como ser polleras, blusas y otros, en los últimos años para mejorar los ingresos de la familia el esposo se fue a España, ella quedo a cargo de la familia, y a pesar de los esfuerzos de toda la familia no lograron reunir el dinero suficiente para la construcción de la vivienda por esta razón doña Beatriz solicita el préstamo, para poder culminar su vivienda que es muy necesaria para acoger a toda su familia, y mejorar la calidad de vida de sus hijos.
CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.