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Javier Antonio
Javier Antonio is 22 years old. He is single without children. He lives with his parents in Chimbo in the province of Bolívar.

Javier Antionio works as an assistant making cement blocks. He is asking for a loan in order to buy a cell phone. The cell phone will allow him to communicate with people who need the service.

His dream is to continue improving his quality of life. The challenges he faces is fighting whatever illness comes along.

In his free time he likes to get together with his friends.
View original language description ↓
JAVIER ANTONIO tiene 22 años de edad es soltero no tiene hijos, vive con los padres en Chimbo Provincia de Bolívar.

JAVIER ANTONIO es ayudante en una bloquera. Solicita el crédito para comprar un celular. Con la ayuda del crédito podrá comuicarce con las personas que necesitan el servicio.

El sueño es seguir mejorando la calidad de vida. Los desafíos a los que se enfrenta es luchar si se presenta cualquier enfermedad.

En el tiempo libre le gusta reunirce con los amigos.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 100
    View loans »
    Ecuador Loans Fundraising
  • $24,134,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Javier Antonio to buy a cell phone which will allow him to communicate with people who need the service he provides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 7, 2013
Feb 1, 2013
Currency Exchange Loss:
Mar 18, 2013