Josphine, 56 years old, is married and has 7 children whose ages range from 16 to 36 years old. She describes herself as a social woman. For the past 3 years, Josphine has operated a retail business weaving and selling baskets. Her business is located in an urban area and her primary customers are local residents. Josphine describes her biggest business challenge to be the shortage of weaving materials. She will use this KES 10,000 loan to buy weaving materials for making more baskets to sell. Josphine's business goal is to expand her business and employ many people within 5 years. She hopes that, in the future, she will have improved her business. This is Josphine's first loan with SMEP DTM. She also farms to increase her business income.