Musu, 45 years old, lives in Montserrado County in the capital city of Liberia, well known as a commercial city. She is married and has five children aged between 17 and 20 years old, all in school and living at home. For the past eight years, Musu has been selling charcoal in her community. She started this business with her father's help and learned this way of selling from him. Musu likes her business because she makes more profit. She is requesting a loan to buy more charcoal for her business. Musu's dream is to get money to build a house.