Delia María, 54, is married and has a son; she lives with her son and husband in Chimbo, Bolívar Province. Delia María works in agriculture growing corn. She’s requesting the loan to buy a refrigerator, manure and urea. With help from the loan she will be able to buy the refrigerator and fertilizer for agriculture. The challenges she faces are infestations and bad weather. Her dream is to improve her standard of living. She likes walking in her free time.
DELIA MARIA tiene 54 años de edad es casado tiene un hijo, vive con el hijo y con la esposa en chimbo Provincia de Bolívar.
DELIA MARIA se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar una refrigeradora, abono y urea. Con la ayuda del crédito podrá compra el refrigerador y fertilizantes para la agricultura.
Los defaíos a los que se enfrenta son las plgas y el mal clima. El sueño es mejorar el nivel de vida. En el tiempo libre le gusta caminar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!